Simple, Reliable
Mortgage Advice
for Your Situation
From first homes to refinancing, investing, construction, and SMSF, we compare 30+ lenders to find the right loan for you.
Using a broker will cost you nothing.
And could save you thousands!
We're paid by the lender when your loan settles, so there's no cost to you at any stage. With access to 30+ lenders and hundreds of products, we find the most competitive deal for your situation.
Clear, Jargon-Free Advice
No confusing terminology. We explain everything in plain English.
Fast Turnaround
Quick, efficient service and clear advice
Over 30+ Lenders
Access better rates and more features
Manisha Bakshi
MFAA Accredited
Manisha Bakshi
I've spent 12+ years helping Australians find the right home loan, and I take a personalised approach with every client. That means clear guidance and real support from your first call through to settlement.
With access to 30+ lenders, I compare options across residential, SMSF, commercial, and asset finance, so you get a recommendation that actually fits your needs.
How We Can Help You
We offer a full range of mortgage broking services to help you at every stage of your property journey.
Home Loans
We'll find the right loan to suit your needs and budget, with access to competitive rates from over 30 lenders.
Refinancing
Already have a home loan? We'll review your current deal and help you switch to a better rate and save thousands.
First Home Buyer Support
Navigating your first purchase can be overwhelming. We'll guide you through every step, including grants and incentives.
SMSF Lending
Looking to buy property through your super fund? We'll guide you through the requirements and find a loan that fits your SMSF strategy.
Not sure which loan is right for you?
Let's Chat30+ lenders with 1,000s of options for a tailored solution.
We have access to a wide panel of over 30 lenders — from the big four banks to specialist and non-bank lenders — so we can compare hundreds of products and find the most competitive deal for your situation.
Let us find the best deal for you.
Get StartedWhat Our Clients Say
“I highly recommend Manisha Bakshi from MB Credit Consulting for anyone navigating the complexities of SMSF lending. We secured a great rate with a seamless approval process that allowed us to settle on our investment property ahead of schedule.”
Trung Tran
Google Review
“Amazing service from start to finish! Manisha Bakshi has been our go to financial broker since 7 years for all our loan requirements. She always helps us with great rates and made the whole process easy and stress-free.”
Sathya Subbiah
Google Review
“Working with Manisha Bakshi was an exceptional experience. She guided me through securing a home loan for my SMSF with professionalism, deep expertise, and genuine care. I truly would not have been able to settle on the property in time without her support.”
Hung Nguyen
Google Review
“MB Credit Consulting Pty Ltd has been outstanding in supporting our financial needs over the years. They have assisted us with purchasing our family home, investment properties, and refinancing when needed to secure competitive rates.”
Kauntik Dey
Google Review
“Excellent timely service and a wide range of options provided every time we needed it. Manisha explains everything so well to someone like me who doesn't have much knowledge in the area. Thank you Manisha for your wonderful service!”
Swati Gauba
Google Review
“We've been working with Manisha from MB Credit Consulting for over five years, and every experience with her has been exceptional! She first helped us with a car loan, making the process smooth and stress-free. What makes Manisha stand out is her genuine care and professionalism.”
Vikas Chopra
Google Review
Frequently Asked Questions
A mortgage broker acts as an intermediary between you and lenders. We compare home loan products from multiple lenders to find the best option for your situation, saving you time and potentially money.
Our service is typically free for you. We're paid a commission by the lender once your loan settles. We're required by law to clearly disclose how we're remunerated, so you'll always know where you stand.
From initial application to settlement, the process usually takes 4–6 weeks. However, this can vary depending on the complexity of your application and the lender's processing times.
Generally you'll need proof of identity, proof of income (payslips, tax returns), bank statements, and details of your assets and liabilities. We'll provide you with a complete checklist.
Absolutely. We work with a wide range of lenders, including those who specialise in helping borrowers with less-than-perfect credit histories. We'll explore all available options for you.
Most lenders require a deposit of at least 5–20% of the property's value. If your deposit is less than 20%, you may need to pay Lenders Mortgage Insurance (LMI). First home buyers may be eligible for government schemes like the First Home Guarantee or First Home Owner Grant. We'll walk you through your options.
Still have questions?
Speak With UsLet's Start a Conversation
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